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  Construction began in Sept. on five new homes at NECAC's Fairview Estates in Montgomery City.  NECAC will own and manage the $960,000 project for 20 years.  The homes will be converted to ownership to the current tenants through MHDC's Homeownership Program.
The Self-Help Housing Home-Ownership Program is a partnership between NECAC and USDA Rural Development.

Since 1998, 41 Self-Help homes have been built in Monroe, Montgomery, Randolph and Shelby counties.  Construction is underway on four more in Randolph County with Plans for eight additional homes in Montgomery County.

NECAC recruits applicants who meet income and credit guidelines for low-interest loans through USDA Rural Development and local banks.  The families work for eight to ten months under NECAC's supervision to build each other's homes.  The loans are paid back and the "sweat equity" the families gain by pooling resources replaces the need for a down-payment.

"It's just a dream to have a house," said Dawn Shannon, a single mother of three from Randolph County who is building a home near Moberly, "It's going to be an experience."

"I feel very privileged to be able to purchase my own home," said Christie Jackson, who built a home in the Fairview Estates subdivision in Montgomery City. "It's just nice having your own place."

"NECAC is proud of the partnership we have been able to enjoy with USDA Rural Development and families such as these," said Don Patrick, NECAC President and Chief Executive Officer. "The Self-Help Program has solidified NECAC's already-strong reputation for delivering equity housing programs and other services.  To all of these families we say that NECAC has taken great satisfaction in being your partner on this journey.  Once again, we are able to be a catalyst for housing opportunity, growth and stability in our region of Missouri."

"It's a tremendous partnership that we've enjoyed for a long time and hope to continue for years to come," said Greg Branum, Missouri State Director of USDA Rural Development.  "You can look down this street (in the Montgomery City subdivision) and look at the beautiful homes that provided the American dream of home-ownership to people that, without the program, would have never owned a home."